Light Stream is a lender that offers personal loans to consumers. The company has a great customer service department that is available to help consumers with any questions or concerns they may have.
The Light Stream customer service department is available Monday through Friday from 7:00 a.m. to 10:00 p.m. Central Time. Consumers can contact the department by phone, email, or live chat.
The Light Stream customer service phone number is 1-866-918-LIGHT (5424). Consumers can speak to a customer service representative about their loan, make a payment, or ask a question.
The Light Stream customer service email address is [email protected]. Consumers can email the customer service department with any questions or concerns they have about their loan.
The Light Stream customer service live chat is available on the company’s website. Consumers can chat with a customer service representative about their loan, make a payment, or ask a question.
The Light Stream customer service department is helpful and friendly. They are available to help consumers with any questions or concerns they may have.
Contents
How do I contact LightStream by phone?
LightStream is a division of SunTrust Bank that offers personal loans for a variety of purposes, including debt consolidation, home improvement, and major purchases. If you need to contact LightStream by phone, here’s what you need to know.
The LightStream phone number is 1-866-LIGHTSTREAM (1-866-544-4827). You can also reach them by email at [email protected].
The LightStream customer service team is available Monday-Friday from 8am-9pm EST, and on Saturdays from 9am-5pm EST.
Is LightStream a real bank?
Is LightStream a real bank?
This is a question that has been asked by many consumers in the past and continues to be a topic of debate. LightStream is an online-only bank that offers consumers low interest rates and no fees. The company is a division of SunTrust Bank, which is a brick and mortar bank with locations all over the country.
So is LightStream a real bank? The answer is yes. LightStream is a division of SunTrust Bank, which is a real bank with physical locations. SunTrust Bank is FDIC insured, which means that your money is protected if the bank fails.
LightStream is an online-only bank, which means that you can only bank with them online. This can be a good or bad thing, depending on your preferences. Some people prefer to bank online because it is more convenient, while others prefer to have a physical bank location that they can go to.
LightStream offers consumers low interest rates and no fees. This can be a great option for people who are looking to save money on their banking expenses.
Overall, LightStream is a real bank and is FDIC insured. They offer consumers a great option for low interest rates and no fees, which can save them a lot of money in the long run.
Will LightStream loans call?
When you’re in need of some extra cash, you may be considering a loan. If you’re looking into a personal loan, you may want to consider LightStream. LightStream is a division of SunTrust Bank, and it offers personal loans with fixed interest rates and no fees.
One thing to keep in mind, however, is that LightStream may call you to verify your loan. The company may also ask for additional information, such as your Social Security number. So if you’re applying for a loan from LightStream, be prepared for a phone call from the company.
Why does LightStream call applicants?
LightStream calls applicants for a few reasons. First, the company wants to verify your identity and make sure you’re actually the person who applied for the loan. LightStream may also ask for more information about your loan, such as your income or your debt-to-income ratio.
The company may also call you to discuss your loan. If you have any questions about your loan, you can ask the representative on the phone. You can also ask about the terms of your loan, such as the interest rate or the repayment schedule.
How can I prepare for a call from LightStream?
If you’re expecting a call from LightStream, there are a few things you can do to prepare. First, make sure you have all the relevant information handy. This includes your Social Security number, your address, and your income.
You may also want to have a copy of your credit report handy. This will help you answer any questions the representative may have about your credit history.
Finally, make sure you’re available to take the call. If you’re not available, the representative may leave a message for you.
How does LightStream use the information it collects?
LightStream uses the information it collects to determine your eligibility for a loan. The company may also use this information to determine the terms of your loan.
For example, the company may look at your credit score to see if you’re a good risk for a loan. The company may also look at your debt-to-income ratio to see if you can afford to repay the loan.
Can I refuse to answer LightStream’s questions?
You can refuse to answer LightStream’s questions, but it may affect your ability to get a loan from the company. If you don’t provide the company with the information it needs, LightStream may not be able to process your loan application.
If you have any questions about the call or about your loan, you can contact LightStream’s customer service department. The company’s representatives are available 24/7 to answer your questions.
Are LightStream and SunTrust the same?
Are LightStream and SunTrust the same?
The answer to this question is no, LightStream and SunTrust are not the same. While they are both banks, they offer different services and have different fee structures.
LightStream is a division of SunTrust Banks, Inc. that offers personal loans to individuals. SunTrust, on the other hand, is a full-service bank that offers a variety of products and services, including personal and business banking, investment services, and more.
One of the main differences between LightStream and SunTrust is the interest rates that they offer. LightStream tends to have lower interest rates, while SunTrust offers more competitive rates. However, SunTrust also has a number of fees that LightStream does not, such as a monthly maintenance fee and a fee for using a SunTrust ATM.
So, if you’re looking for a personal loan, LightStream is a good option. But if you’re looking for a full-service bank with a variety of products and services, SunTrust is a better choice.
What bank is LightStream?
What bank is LightStream?
LightStream is an online division of SunTrust Bank, which provides lending products for personal and business needs. It has been in business since 2000 and is headquartered in Atlanta, Georgia.
LightStream offers a wide variety of lending products, including personal loans, auto loans, and home improvement loans. It also offers a variety of business loans, such as equipment loans, real estate loans, and inventory loans.
LightStream is known for its low interest rates and its fast and easy online application process. It has a “A+” rating from the Better Business Bureau.
How does LightStream work?
LightStream is an online division of SunTrust Bank. It offers a wide variety of lending products, including personal loans, auto loans, and home improvement loans. It also offers a variety of business loans, such as equipment loans, real estate loans, and inventory loans.
LightStream is known for its low interest rates and its fast and easy online application process. It has a “A+” rating from the Better Business Bureau.
Who is eligible for a LightStream loan?
LightStream offers loans to individuals and businesses. To be eligible for a personal loan, you must be a U.S. citizen or permanent resident, be at least 18 years old, have a valid Social Security number, and have a minimum credit score of 660.
To be eligible for a business loan, you must be a U.S. citizen or permanent resident, be at least 18 years old, have a valid Social Security number, and have a minimum credit score of 660. You must also have been in business for at least two years.
What are the interest rates for a LightStream loan?
LightStream offers low interest rates for its loans. The interest rates vary depending on the loan product and the credit score of the borrower. However, the average interest rate for a personal loan is 7.09%, and the average interest rate for a business loan is 10.72%.
How long does it take to get a LightStream loan?
The application process for a LightStream loan is fast and easy. You can complete the application online in minutes. Once you are approved, the money will be deposited into your bank account within days.
Is LightStream safe?
LightStream is a division of SunTrust Bank, which is a well-known and trusted financial institution. SunTrust Bank is FDIC insured, and it has an “A+” rating from the Better Business Bureau.
Is LightStream a hard inquiry?
When you’re applying for a loan, one of the most important things to understand is the difference between a hard inquiry and a soft inquiry.
A hard inquiry happens when a lender checks your credit score as part of the loan application process. This type of inquiry can affect your credit score, so it’s important to know whether or not a loan is a hard inquiry.
LightStream, a division of SunTrust Bank, is a lender that offers personal loans. Let’s take a look at whether or not LightStream conducts hard inquiries.
LightStream does conduct hard inquiries as part of the loan application process. This means that if you apply for a loan with LightStream, your credit score will be affected.
However, LightStream is one of the best lenders when it comes to personal loans. Their interest rates are extremely competitive, and they offer some of the best terms and conditions in the market.
If you’re looking for a personal loan, LightStream is a great option. Just be aware that the application process involves a hard inquiry.
Who is LightStream owned by?
LightStream is a division of SunTrust Bank, which is headquartered in Atlanta, Georgia. The bank was chartered in 1891, and today has more than 1,500 branches in 11 southeastern states. SunTrust is the nation’s 10th largest bank by assets.